Terms of Use

 

Cribstone Capital Management, LLC (“CCM”) is an SEC registered investment adviser located in the State of Maine. The firm and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers. CCM may only transact business in those states in which it is notice-filed, or qualifies for an exemption or exclusion from notice filing requirements. The Cribstone Capital Management, LLC website is limited to the dissemination of general information pertaining to its advisors’ services, together with access to additional investment-related information, publications and links. Accordingly, the publication of the Cribstone Capital Management, LLC website on the Internet should not be construed by any consumer and/or prospective client as Cribstone Capital Management, LLC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Cribstone Capital Management, LLC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of the firm, please contact the SEC on its website at www.adviserinfo.sec.gov. A copy of the firm’s current written disclosure brochure, Form ADV, discussing the firm’s business operations, services and fees is available from CCM upon request.

Cribstone Capital Management, LLC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the Cribstone Capital Management, LLC website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Schwab is a registered broker-dealer, and is not affiliated with Cribstone Capital Management, LLC or any advisor(s) whose name(s) appear(s) here. Cribstone Capital Management, LLC is independently owned and operated. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Cribstone Capital Management, LLC under which Schwab provides Cribstone Capital Management, LLC with services related to your account. Schwab does not review the Cribstone Capital Management materials, and makes no representation regarding information contained in the Cribstone Capital Management, LLC marketing materials, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.

Clearing, custody, or other brokerage services may be provided by Schwab Advisor Services.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Cribstone Capital Management, LLC), will be profitable or equal any historical performance level(s).

Certain portions of the Cribstone Capital Management, LLC website (i.e., newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Cribstone Capital Management, LLC’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Cribstone Capital Management, LLC or from any other investment professional. Cribstone Capital Management, LLC is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Cribstone Capital Management, LLC is engaged, or continues to be engaged, to provide investment Advisor services, nor should it be construed as a current or past endorsement of Cribstone Capital Management, LLC by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized advisor.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to the Cribstone Capital Management, LLC website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Cribstone Capital Management, LLC, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to the Cribstone Capital Management, LLC website, to release and hold harmless Cribstone Capital Management, LLC, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Cribstone Capital Management, LLC.

This website is provided for informational purposes only. Investing involves risk and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. No portion of any statement included herein is to be construed as a solicitation to buy or sell a security or the rendering of personalized investment advice over the Internet. Cribstone Capital Management, LLC is an SEC registered investment adviser that maintains a principal place of business in the State of Maine. The firm may transact business only in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about Cribstone Capital Management, LLC registration status and business operations, please consult the Firm’s Form ADV disclosure documents, available upon request.